Business Insurance -  Service Hub Insurance

Business Insurance

Business insurance protects a business owner and its employees. There are several different components to a business policy, and coverage levels are determined by the type of business, the number of employees, and business-owned assets.


Who Is It For?

Any business owner would be wise to include insurance in his or her business plan. Home business operators should be aware of their homeowner’s policy coverage and whether or not small business activities are covered to ensure maximum protection.


How It Works:

Business coverage works similarly to homeowner’s insurance. The difference is what is protected and covered by the policy. For example, business-owned inventory would not be covered by a homeowner’s policy in the event of a catastrophe.


Different Types Of Business Coverage:

Liability coverage is a must for every business. Regardless of the services or products you offer, there is always a chance that your business will face a lawsuit. There are different types of liability coverage. These include basic liability, product liability, and professional liability. Depending on the specific area of your business, liability requirements may be mandated. This would include medical practices and could also include contractors. Other businesses may not be required to carry liability insurance, yet it is always important to protect your business and employees.

Businesses with employees are required to carry workers’ compensation coverage in every state but Texas. In the event that an employee is injured in the workplace, this insurance helps to cover expenses as the employee recovers.

Property coverage provides protection against loss of business assets. This could include a building, product inventory, tools, etc.

Business automobile coverage protects company-owned vehicles in much the same way that a personal automobile policy does.


Major Benefits:

Business owners invest a significant amount of money and time into their companies. A business insurance policy helps to provide protection against losses or lawsuits should the unforeseen happen. In general, an uninsured business is at constant risk, and business coverage can provide the owner with peace of mind, knowing the business is protected. Want to learn more? Get a free quote today only available for Tampa, Florida residents.

Why You Should Buy Business Insurance Right Now?

You may be thinking, "Why should I buy insurance right now?" Well, the answer is simple. Insurance services & policies can protect you from financial disaster in case of an accident or injury. Insurance provides a safety net for your family and loved ones to help them get back on their feet if something terrible happens to you. It's important not only for your peace of mind but also for the future well-being of your family.

Insurance services & policies can give you peace of mind knowing that your family will be taken care of if something were to happen without any worry on their part. With so many different types and packages available, there are options for every type of person’s needs! At Service Hub Insurance we'd love to answer any questions or concerns about how coverage works because when someone buys insurance they're taking steps towards financial stability. We're proudly serving Floridians Insurance needs since 2014 in our Insurance Services Office in Tampa, Florida.

If the unthinkable happens and you have a life-changing event such as an injury, illness, divorce, death in the family, etc., it's only natural for us to want to protect ourselves financially from what's happening with our lives by applying for disability benefits or getting long term health care plans.

After all, is said and done, it'll be a good day when you know your family will be taken care of if something were to happen without any worry on their part.

Let us help you find the best possible insurance services & policies at the lowest possible price. Call us today to get an insurance quote at (813) 443-6250.Or click to schedule an appointment.