Expect your policy to cover your personal property, the replacement cost of your home, and provide you with liability coverage. A good policy will also provide you with loss of use coverage. This provision would pay for accommodations such as a hotel room or rental unit in the event that your home becomes uninhabitable. Ask your agent about the specifics of what your policy covers, as well as what it excludes. Both can be extremely important when filing a claim.
If you own a home, protect that home with a homeowners insurance policy. If you own your home and rent it, only replacement cost is necessary. Remember that insurance is about covering risk in the event of a loss. Consider your exposure as you purchase your policy.
When purchasing your policy, the amount you pay for your policy will depend primarily on the amount of coverage that you obtain, and the policy deductible. Similar to auto insurance, your coverage on your home insurance will not trigger until your deductible is met. A higher deductible means a higher out-of-pocket cost in the event of a loss, but it also means a lower premium. Talk with your agent about your options.
Benefits Of Coverage:
If your home sustained catastrophic damage, could you write a check to have it repaired? For most Americans, the answer is no. Much like a mortgage allows for the purchase of a home without cash on hand, insurance allows for the restoration of an asset without cash on hand. Don’t put your greatest asset at risk by not purchasing coverage. Want to learn more? Get a free quote today only available for Tampa, Florida residents.
Why You Should Homeowners Insurance RIGHT NOW?
You may be thinking, "Why should I buy insurance right now?" Well, the answer is simple. Insurance services & policies can protect you from financial disaster in case of an accident or injury. Insurance provides a safety net for your family and loved ones to help them get back on their feet if something terrible happens to you. It's important not only for your peace of mind but also for the future well-being of your family.
Insurance services & policies can give you peace of mind knowing that your family will be taken care of if something were to happen without any worry on their part. With so many different types and packages available, there are options for every type of person’s needs! At Service Hub Insurance we'd love to answer any questions or concerns about how coverage works because when someone buys insurance they're taking steps towards financial stability. We're proudly serving Floridians Insurance needs since 2014 in our Insurance Services Office in Tampa, Florida.
If the unthinkable happens and you have a life-changing event such as an injury, illness, divorce, death in the family, etc., it's only natural for us to want to protect ourselves financially from what's happening with our lives by applying for disability benefits or getting long term health care plans.
After all, is said and done, it'll be a good day when you know your family will be taken care of if something were to happen without any worry on their part.