Renters Insurance - Service Hub Insurance

Renters Insurance

Renters insurance policy is designed to protect all personal belongings inside a leased property. Possessions inside apartments, condos and homes for rent are fully covered against damage, theft or loss. This type of insurance could also cover living expenses in case a leased space becomes uninhabitable for reasons that aren’t affiliated with the tenants in any way. Additionally, renters insurance also provides protection against liability lawsuits that are filed by visitors such as friends or professional servicemen doing some work inside a leased property.

 

Who it’s for:

A renter’s insurance policy is offered for tenants who rent residential properties for short or long terms. Individuals who have roommates are encouraged to purchase this type of protection because of a high risk of theft of expensive items when guests visit a leased unit. Additionally, guests who get injured in a rented unit might file lawsuits against the tenants as well as the landlord.

 

How it Works:

Policyholders need to create an inventory of the most expensive valuable items that are stored inside a leased residential unit. Photographs along with any receipts of original purchase are helpful in creating an official list that is used for reference when claims are ultimately filed. If something is reported as stolen or damaged, an official claim can be made in order to receive compensation for repair or replacement.

 

Types of Coverage:

Personal property protection is the most common type of coverage in insurance for renters. Reimbursed living expenses protection offers compensation for temporary lodging and accommodations if a leased apartment or home becomes unsafe for occupancy. Liability protection offers tenants legal immunity against personal injury lawsuits.

 

Major Benefits:

Individuals who have renter’s insurance don’t have to worry about spending a lot of money on replacing expensive personal items like electronic gadgets, laptop computers, and jewelry. Additionally, freak accidents such as fires and gas pipe explosions might lead to the eviction of all tenants inside a building. Renters who have this insurance policy could afford to comfortably live in a hotel without dishing out a single penny. Want to learn more? Get a free quote today only available for Tampa, Florida residents. 

Why You Should Buy Insurance RIGHT NOW?

You may be thinking, "Why should I buy insurance right now?" Well, the answer is simple. Insurance services & policies can protect you from financial disaster in case of an accident or injury. Insurance provides a safety net for your family and loved ones to help them get back on their feet if something terrible happens to you. It's important not only for your peace of mind but also for the future well-being of your family.

Insurance services & policies can give you peace of mind knowing that your family will be taken care of if something were to happen without any worry on their part. With so many different types and packages available, there are options for every type of person’s needs! At Service Hub Insurance we'd love to answer any questions or concerns about how coverage works because when someone buys insurance they're taking steps towards financial stability. We're proudly serving Floridians Insurance needs since 2014 in our Insurance Services Office in Tampa, Florida.

If the unthinkable happens and you have a life-changing event such as an injury, illness, divorce, death in the family, etc., it's only natural for us to want to protect ourselves financially from what's happening with our lives by applying for disability benefits or getting long term health care plans.

After all, is said and done, it'll be a good day when you know your family will be taken care of if something were to happen without any worry on their part.

Let us help you find the best possible insurance services & policies at the lowest possible price. Call us today to get an insurance quote at (813) 443-6250. Or click to schedule an appointment.